1. Acceptance of Terms

By accessing and using the Tumeyo website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Products & Services

All digital products (templates, ebooks) are delivered electronically upon purchase. Consulting services are delivered via scheduled video calls. Prices are listed in USD and may be updated at any time.

3. Refund Policy

We offer a 30-day money-back guarantee on all digital products. If you're not satisfied with your purchase, contact us within 30 days for a full refund. Consulting sessions can be rescheduled up to 24 hours before the appointment.

4. Intellectual Property

All content on this website, including templates, ebooks, blog posts, and graphics, is the property of Tumeyo and is protected by copyright law. You may not reproduce, distribute, or create derivative works without explicit permission.

Templates and ebooks are licensed for personal use. You may not resell, redistribute, or share purchased digital products.

5. Limitation of Liability

Tumeyo shall not be held liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our website or products. Our total liability shall not exceed the amount you paid for the specific product or service in question.

6. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.

7. Contact

For questions about these Terms, contact us at hello@tumeyo.com.